Temporary insurance measures introduced over the past year to help drivers in the pandemic will come to an end, which could see drivers forced to update their policy. The changes centre around an agreements “class of use”, which was temporarily suspended last year.
The rule changes will mean hundreds of drivers will face higher insurance costs.
Experts at Admiral have warned “social, domestic and Pleasure” policies usually offer the cheapest insurance rates.
They warn what the price drivers pay will increase the more time they are likely to spend on the road.
However, they warn the consequences can be “serious” for those who break the rules and lie to reduce their costs.
“This includes using your own vehicle to commute to work or driving to different locations for work purposes.
“As was common practice before the pandemic, this will apply to all roles.
“Insurers appreciate this may continue to be a difficult time for some customers and will be ready to discuss insurance cover, including options for those who may be experiencing financial hardship.
“If you’re using your own vehicle for voluntary purposes, such as to transport medicines or groceries to support others who are impacted by Covid-19, this will continue to be covered at no extra cost by the vast majority of ABI members.
“However, some insurers may wish to be informed of this use so volunteer drivers should check their individual policy.”
