First Direct offers attractive 3.5% interest rate plus £150 'bank bribe' to switch


He continued: “However, by sticking with what you were given, over half of Brits under the age of 35 are missing out on huge benefits, as they stay loyal to outdated deals.

“There is no ‘one-size-fits-all’ account that is suitable for everyone throughout their entire child and adulthood.

“It is really important to shop around and make your money work harder for you by looking at what accounts suit your needs and support your financial goals.

“If you do switch bank accounts you will see that often, loyalty doesn’t pay. In fact, it is the opposite!”


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