‘First thing to do’ to tackle your credit score – mistake could affect borrowing potential

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In short, a credit score is a number given to indicate someone’s credit history to lenders.

Lenders will use this to assess someone’s financial history and whether they are generally dependable.

Credit scores come into play when it comes to acquiring financial products like credit cards, or loans – including mortgages.

Francesa, a money coach with over 31k followers on her Instagram, who offers one on one financial coaching, discussed the “first thing to do” when tackling your credit score.

She also discussed improving your credit score, and one way this could be easily done – if a mistake has been made.

READ MORE: State pension: Britons eligible for £8,900 from DWP underpayment error – how to claim

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