Lloyds Bank offers 1.5% on savings plus free cinema tickets or a discount on dining

Alternatively, Lloyds also has a Platinum Account which has some added benefits at a cost of £21 a month.

This account comes with comprehensive AA breakdown cover, mobile phone insurance and worldwide travel insurance for the entire family.

In addition, customers can benefit from up to 15 percent cashback at places like Costa, Hilton and Sky.

There’s also a useful feature called Save the Change which rounds up payments to the nearest pound so that customers can save as they spend.

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